However, if you won’t utilize the Prime membership benefits and are considering getting Prime just for this card, carefully calculate whether you’ll earn enough on the card to justify the Prime membership cost. You’ll likely find that you’re better off using a flat-rate cash-back or travel rewards credit card instead.
: Comparing flat-rate with bonus-category cash-back credit cards
Bottom line
If you already have an Amazon Prime membership, the Prime Visa is a great addition to your wallet as it has no annual fee. You can’t beat 5% cash back every time, especially if you spend a lot at Amazon or Whole Foods. However, if you are not a Prime member or want to earn flexible points, you should consider other cards.
For more information, read our full review of the Prime Visa.
Apply here: Prime Visa