So if, for example, you got the welcome offer for the Delta SkyMiles® Platinum American Express Card, the $350 annual fee (see rates and fees) will not count toward the minimum spending threshold. Some issuers also won’t count “cash equivalent” purchases like gift cards.
To avoid any surprises, it’s a good idea to confirm your bonus deadline with a customer service representative when activating your card. Some issuers measure the period in calendar days, while others use full billing months. Just be sure your purchases post by the deadline — pending transactions won’t count.
If you need help reaching a minimum spending requirement, check out our guide on 10 ways to meet credit card bonus minimum spending requirements.
Bottom line
Although a few issuers are out of step, several do provide tools that make it easier for cardholders to track their progress toward meeting spending requirements. Taking advantage of these can save you the hassle of manually calculating your spending, and help ensure you don’t miss out on valuable rewards.
Learn more: Here are the best credit card welcome offers
For rates and fees of the Delta SkyMiles Platinum Amex card, click here.