How to choose a hotel credit card

Capital One Venture Rewards Credit Card Non-bonus spending rewards Earn 75,000 miles after spending $4,000 on eligible purchases within the first three months of account opening.

• Earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel.
• Earn 2 miles per dollar spent on all other purchases.

$95 One Key™ Card (see rates and fees) Expedia loyalists who want a card with no annual fee Earn $400 in OneKeyCash™ after spending $1,000 on purchases within the first three months from account opening.

• Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
• Earn 3% in OneKeyCash at gas stations, grocery stores and on dining.
• Earn 1.5% in OneKeyCash on all other purchases.

$0 One Key+™ Card (see rates and fees) Expedia enthusiasts Earn $600 in OneKeyCash after spending $3,000 on purchases within the first three months from account opening.

• Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo.
• Earn 3% in OneKeyCash at gas stations, grocery stores, and on dining.
• Earn 2% in OneKeyCash on other purchases.

$99 IHG One Rewards Premier Credit Card (see rates and fees) IHG Earn five free nights (each night valued at up to 60,000 points) after spending $5,000 on purchases in the first three months from account opening.

• Earn up to 26 total points per dollar spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per dollar spent on purchases at gas stations, restaurants and travel.
• Earn 3 points per dollar on all other purchases.

$99 Marriott Bonvoy Bold® Credit Card (see rates and fees) Marriott loyalists who want no annual fee Earn 60,000 bonus points plus one free night award (valued at up to 50,000 points) after spending $2,000 on purchases within the first three months from account opening. Certain hotels have resort fees.

• Earn up to 14 total points per dollar spent at thousands of hotels participating in Marriott Bonvoy.
• Earn 2 points per dollar spent at grocery stores, on ride-hailing services, select food delivery, select streaming and internet, cable and phone services.
• 1 point per dollar spent on all other purchases.

$0 Marriott Bonvoy Boundless® Credit Card (see rates and fees)  For Marriott travelers Earn five free nights (each night valued at up to 50,000 points) after spending $5,000 on purchases within the first three months from account opening. Certain hotels have resort fees.

• Earn up to 17 total points per dollar spent at thousands of hotels participating in Marriott Bonvoy.
• Earn 3 points per dollar on the first $6,000 spent in combined purchases each year on grocery stores, gas stations and dining.
• Earn 2 points per dollar spent on all other purchases.

$95 Hilton Honors American Express Surpass® Card Hilton loyalists Earn 130,000 points after spending $3,000 on purchases within the first six months of card membership. There is a $0 introductory annual fee for the first year, then an annual fee of $150 (see rates and fees).

• Earn 12 points per dollar spent on eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio.
• Earn 6 points per dollar spent at U.S. restaurants, U.S. supermarkets and at U.S. gas stations.
• Earn 4 points per dollar on U.S. online retail purchases.
• Earn 3 points per dollar on all other eligible purchases.

$0 introductory annual fee for the first year, then $150 (see rates and fees) World of Hyatt Credit Card (see rates and fees) Hyatt loyalists Earn up to 60,000 points: Earn 30,000 points after spending $3,000 in the first three months from account opening. Earn up to 30,000 additional points by earning 2 points per dollar spent in the first six months from account opening on purchases that normally earn 1 bonus point (on up to $15,000 spent).

• Earn up to 9 points per dollar spent on purchases at Hyatt properties.
• Earn 2 points per dollar spent at restaurants, on direct airfare, local transit and commuting (including ride-hailing services) and gym membership purchases.
• Earn 1 point per dollar spent on all other purchases.

$95 Citi Strata Premier℠ Card (see rates and fees) Starter travel Earn 60,000 bonus points after spending $4,000 within the first three months of account opening.

• Earn 10 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com.
• Earn 3 points per dollar spent on air travel, other hotel purchases, at restaurants, supermarkets and at gas and EV charging stations.
• Earn 1 point per dollar spent on all other purchases.

$95 Capital One Venture X Rewards Credit Card Premium travel Earn 75,000 miles after spending $4,000 on purchases within the first three months from account opening.

• Earn 10 miles per dollar on hotels and rental cars booked through Capital One Travel.
• Earn 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel.
• Earn 2 miles per dollar spent on all other purchases.

$395 The Platinum Card® from American Express Luxury benefits Earn 80,000 points after spending $8,000 on eligible purchases in your first six months of card membership. You may be able to get a higher bonus through the CardMatch tool (terms apply; offer subject to change).

• Earn 5 points per dollar spent on flights booked directly with airlines or with American Express Travel® (up to $500,000 on these purchases per calendar year, then 1 point per dollar).
• Earn 5 points per dollar spent on prepaid hotels booked with American Express Travel.
• Earn 1 point per dollar on other purchases.

$695 (see rates and fees)