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Home»Travel»The best time to apply for Chase’s United cards
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The best time to apply for Chase’s United cards

June 15, 2025No Comments5 Mins Read
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Augusta Stone
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Chase has an impressive roster of six United Airlines cards, each with its own set of perks and benefits to justify a place in your wallet. Like most travel rewards cards, each United card offers its own welcome bonus to freshly approved cardholders.

These welcome bonuses are the best way to reap a yield of many United miles at once. That’s why it’s very important to make sure you apply at the right time.

In this guide, we’ll walk you through each United card’s offer history and when to apply. Keep in mind that offers can change at any time, and some of the offers on this page may no longer be available.

Note that we’ll only discuss publicly available welcome offers here. However, you might receive targeted offers with more bonus miles.

Best United welcome offers

Card Best welcome offer we’ve seen When to apply
United Gateway℠ Card Earn 30,000 bonus miles after spending $1,000 in the first three months from account opening. When the welcome offer is 30,000 miles or more.
United℠ Explorer Card Earn 80,000 bonus miles after spending $3,000 on purchases within three months from account opening. When the offer is 60,000 miles or more.
United Quest℠ Card Miles and Premier qualifying points: Earn 90,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.

Miles only: Earn up to 100,000 bonus miles: Earn 80,000 miles after spending $5,000 on purchases in the first three months from account opening. Earn another 20,000 bonus miles after spending $10,000 total on the card within six months from account opening.

When the offer is 80,000 miles or more plus PQPs
United Club℠ Card Earn 100,000 bonus miles after spending $5,000 on purchases within three months from account opening. When the offer is 90,000 miles or more; bonus PQPs sweeten the deal
United Club Business Card Earn 125,000 bonus miles after spending $5,000 on purchases within three months from account opening. When the offer is 90,000 miles or more; bonus PQPs sweeten the deal
United℠ Business Card Earn up to 150,000 bonus miles: Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening. When the offer is 100,000 miles or more; bonus PQPs sweeten the deal
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The information for the United Club Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

United Gateway card

For anyone looking to dip their toes into airline cards, the no-annual-fee United Gateway may be a good option.

THE POINTS GUY

Welcome offer history

Here are the recent welcome offers we’ve seen on the United Business Card.

Approximate date Offer Value*
May 2025 to now Earn 75,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases within three months from account opening. $1,013 plus the value of 2,000 PQPs
March 2025 to May 2025 Earn 125,000 bonus miles after spending $5,000 within three months from account opening. $1,688
April 2024 to March 2025 Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. $1,013
January 2024 to April 2024 Earn 100,000 bonus miles after spending $5,000 on purchases within three months from account opening. $1,350
November 2023 to January 2024 Earn 50,000 bonus miles after spending $5,000 on purchases within three months from account opening. $675
October 2023 to November 2023 Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. $1,013
June 2023 to October 2023 Earn 50,000 bonus miles after spending $5,000 on purchases in the first three months from account opening. $675
March 2023 to June 2023 Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. $1,013
June 2022 to March 2023 Earn up to 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening. Up to $2,025
March 2022 to May 2022 Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. $1,013
January 2022 to February 2022 Earn up to 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening. Up to $2,025
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*Bonus offer value is based on TPG’s June 2025 valuations and is not provided by the credit card issuer.

Highest welcome offer

This card’s highest-ever offer included up to 150,000 bonus miles: New cardholders could earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening, plus an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.

When to apply

Your best bet is to apply when this card’s welcome offer is 100,000 miles or more. Those aiming for United status should wait for an offer that includes bonus PQPs.


Learn more: United Business Card


Bottom line

Waiting for the right time to apply for a card is important. You want to make sure you can get the best welcome offer available, especially since many cards block you from earning multiple welcome bonuses on them in a certain time frame.

Chase’s portfolio of United-branded cards offers some fantastic benefits. Whether you fly United once a year or every month, it’s worth exploring these cards to see which one fits your wallet.

To learn more about credit card bonus offers over time, check out the following:

apply cards Chases Time United
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