Tips for maximizing: When making a purchase for which you might later benefit from shopping or travel protections, be sure to save your receipt. Start a claim as soon as possible if you need to use your card’s protections.
: Our guides to Amex shopping protections and Amex travel coverage
Bottom line
Although the Amex Platinum isn’t necessarily the best card for everyday spending, the average consumer should have no trouble recouping the annual fee thanks to its array of perks. Of course, if you spend more heavily on travel, especially if you’re lucky enough to be able to charge reimbursable business travel to your personal credit cards, you may come out even further ahead.
Just make sure you know the terms of each benefit — including which ones require enrollment — so you can make the most of the card each and every year.
Apply here: The Platinum Card from American Express
For rates and fees of the Amex Platinum Card, click here.